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BDI
PB

PeoplesSouth Bank

Colquitt, GeorgiaFDIC Cert #21292

STATEEstablished 197333 branches

Holding company: PEOPLESSOUTH BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.52%
−10.3%y/y
Peer standing38th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.03%
+1,427.9%y/y
Peer standing25th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
0.90%
−4.2%y/y
Peer standing28th percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
0.93%
−1.4%y/y
Peer standing30th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.75%
−3.3%y/y
Peer standing30th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$9M
+4.0%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.07%
−4,382.0%y/y
Peer standing97th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
−$137K
−4,666.7%y/y
Peer standing96th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.32%
+0.6%y/y
Percentile by value69th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$4.34M
−1.5%y/y
Peer standing46th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$235K
+1,578.6%y/y
Peer standing28th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$7.55M
+5.3%y/y
Peer standing40th percentile
Peer standing in ubpr:primary:4
FDICNAASSET