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BDI
PS

Peoples State Bank

Wausau, WisconsinFDIC Cert #18569

STATEEstablished 196212 branches

Holding company: PSB HOLDINGS INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.33%
−50.4%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.00%
−62.6%y/y
Peer standing40th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
1.37%
+22.1%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
1.37%
+21.3%y/y
Peer standing18th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.04%
+17.8%y/y
Peer standing20th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$15.5M
+20.7%y/y
Peer standing24th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
−101.5%y/y
Peer standing76th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
−$1K
−101.5%y/y
Peer standing77th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.16%
+4.1%y/y
Percentile by value46th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$3.72M
−49.5%y/y
Peer standing51st percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$43K
−61.9%y/y
Peer standing40th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$15.4M
+24.3%y/y
Peer standing18th percentile
Peer standing in ubpr:primary:4
FDICNAASSET