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BDI
PB

Peoples Bank of Alabama

Cullman, AlabamaFDIC Cert #22537

STATEEstablished 197728 branches

Holding company: ALTRUST FINANCIAL SERVICES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.14B$1.02B
Q3 2021$1.18B$1.06B
Q4 2021$1.21B$1.1B
Q1 2022$1.26B$1.16B
Q2 2022$1.26B$1.17B
Q3 2022$1.27B$1.17B
Q4 2022$1.25B$1.15B
Q1 2023$1.27B$1.16B
Q2 2023$1.24B$1.14B
Q3 2023$1.27B$1.17B
Q4 2023$1.27B$1.15B
Q1 2024$1.31B$1.2B
Q2 2024$1.33B$1.21B
Q3 2024$1.35B$1.21B
Q4 2024$1.35B$1.22B
Q1 2025$1.42B$1.29B
Q2 2025$1.42B$1.29B
Q3 2025$1.42B$1.28B
Q4 2025$1.41B$1.25B
Q1 2026$1.43B$1.28B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.43B
+1.0%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.28B
−0.5%y/y
Percentile by value49th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$924M
+5.2%y/y
Percentile by value36th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$909M
+5.3%y/y
Percentile by value36th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$216M
+4.9%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$216M
−16.2%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.29B
−0.5%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$143M
+16.8%y/y
Peer standing40th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$18.8M
+4.7%y/y
Peer standing63rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$15.2M
+4.4%y/y
Peer standing62nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$3.59M
+6.1%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$132K
+238.5%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$6.7M
−2.4%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$6.53M
+1.5%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC