$691M
+10.6%y/y
Percentile by value94th percentileby value
FDIC
LNLSGRPC
Pendleton Community Bank, Inc.
Franklin, West VirginiaFDIC Cert #6176
STATEEstablished 192515 branches
Holding company: ALLEGHENY BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $52.9M |
| Investor CRE | $81.4M |
| Multifamily | $28.2M |
| Construction | $51.3M |
| 1–4 family | $229M |
| C&I | $34.5M |
| Agriculture | $28.6M |
| Other | $185M |
Loan book
Reported balances and balance-sheet intensity.
$685M
+10.6%y/y
Percentile by value95th percentileby value
FDIC
LNLSNET+10.61%
+179.6%y/y
Percentile by value75th percentileby value
FDIC
LNLSNET96.9%
+6.7%y/y
Percentile by value88th percentileby value
FDIC
LNLSNET + DEP83.1%
+4.9%y/y
Percentile by value93rd percentileby value
FDIC
LNLSNET + ASSET72.63%
−1.4%y/y
Percentile by value24th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
211%
+4.0%y/y
Percentile by value65th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC67%
+8.4%y/y
Percentile by value74th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,431points
−4.7%y/y
Peer standing95th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD7.65%
−12.8%y/y
Percentile by value26th percentileby value
FDIC
LNRENROW + LNLSGR11.78%
−2.1%y/y
Percentile by value42nd percentileby value
FDIC
LNRENROT + LNLSGR4.99%
−2.2%y/y
Percentile by value16th percentileby value
FDIC
LNCI + LNLSGR