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BDI
PS

Peach State Bank & Trust

Gainesville, GeorgiaFDIC Cert #57923

STATEEstablished 20053 branches

Holding company: PEACH STATE BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$491M$444M
Q3 2021$517M$469M
Q4 2021$552M$503M
Q1 2022$569M$524M
Q2 2022$602M$557M
Q3 2022$599M$549M
Q4 2022$603M$551M
Q1 2023$616M$547M
Q2 2023$646M$544M
Q3 2023$678M$575M
Q4 2023$713M$606M
Q1 2024$759M$597M
Q2 2024$779M$614M
Q3 2024$778M$661M
Q4 2024$743M$674M
Q1 2025$708M$636M
Q2 2025$727M$652M
Q3 2025$735M$656M
Q4 2025$786M$712M
Q1 2026$789M$713M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$789M
+11.4%y/y
Percentile by value85th percentileby value
Peer standing in ubpr:primary:5
FDICASSET
Deposits
$713M
+12.2%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:5
FDICDEP
Gross loans
$498M
+7.4%y/y
Percentile by value78th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSGR
Net loans
$492M
+7.4%y/y
Percentile by value78th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
Securities
$164M
+2.3%y/y
Percentile by value82nd percentileby value
Peer standing in ubpr:primary:5
FDICSC
Cash
$97.4M
+74.5%y/y
Percentile by value91st percentileby value
Peer standing in ubpr:primary:5
FDICCHBAL
Liabilities
$717M
+12.1%y/y
Percentile by value85th percentileby value
Peer standing in ubpr:primary:5
FDICLIAB
Equity
$71.9M
+5.0%y/y
Peer standing74th percentile
Peer standing in ubpr:primary:5
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$7.6M
+16.0%y/y
Peer standing77th percentile
Peer standing in ubpr:primary:5
FDICNIM + NONII
NII
$7.04M
+15.0%y/y
Peer standing82nd percentile
Peer standing in ubpr:primary:5
FDICNIM
Noninterest income
$556K
+29.6%y/y
Peer standing50th percentile
Peer standing in ubpr:primary:5
FDICNONII
Provision
$0
−100.0%y/y
Percentile by value8th percentileby value
Peer standing in ubpr:primary:5
FDICELNATR
Pretax income
$3.33M
+27.5%y/y
Peer standing83rd percentile
Peer standing in ubpr:primary:5
FDICPTAXNETINC
Net income
$2.58M
+28.0%y/y
Peer standing77th percentile
Peer standing in ubpr:primary:5
FDICNETINC