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BDI
PS

Passumpsic Savings Bank

Saint Johnsbury, VermontFDIC Cert #14134

STATEEstablished 185312 branches

Holding company: PASSUMPSIC BCORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.83%
+27.8%y/y
Peer standing27th percentile
Peer standing in ubpr:primary:102
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:102
FDICP9ASSET + LNLSGR
Nonaccrual %
0.72%
+51.8%y/y
Peer standing26th percentile
Peer standing in ubpr:primary:102
FDICNAASSET + LNLSGR
Noncurrent %
0.72%
+51.8%y/y
Peer standing29th percentile
Peer standing in ubpr:primary:102
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.08%
+7.8%y/y
Peer standing17th percentile
Peer standing in ubpr:primary:102
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$10M
+13.5%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:102
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.04%
−31.4%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:102
FDICNTLNLS + LNLSGR
NCO
$69K
−30.3%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:102
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.07%
−4.5%y/y
Percentile by value69th percentileby value
Peer standing in ubpr:primary:102
FDICLNATRES + LNLSGR
30–89
$5.44M
+33.9%y/y
Peer standing12th percentile
Peer standing in ubpr:primary:102
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:102
FDICP9ASSET
Nonaccrual
$4.73M
+59.0%y/y
Peer standing17th percentile
Peer standing in ubpr:primary:102
FDICNAASSET