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BDI
PS

Park State Bank & Trust

Woodland Park, ColoradoFDIC Cert #19381

STATEEstablished 19651 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.01%
−95.5%y/y
Peer standing86th percentile
Peer standing in ubpr:primary:6
FDICP3ASSET + LNLSGR
90+ %
0.18%
+1,832.4%y/y
Peer standing22nd percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + LNLSGR
Nonaccrual %
0.05%
+503.9%y/y
Peer standing67th percentile
Peer standing in ubpr:primary:6
FDICNAASSET + LNLSGR
Noncurrent %
0.23%
+1,203.1%y/y
Peer standing59th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.84%
+7.7%y/y
Peer standing24th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.34M
+21.3%y/y
Peer standing28th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing73rd percentile
Peer standing in ubpr:primary:6
FDICNTLNLS + LNLSGR
NCO
$0
Peer standing73rd percentile
Peer standing in ubpr:primary:6
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.19%
+21.4%y/y
Percentile by value47th percentileby value
Peer standing in ubpr:primary:6
FDICLNATRES + LNLSGR
30–89
$8K
−95.5%y/y
Peer standing86th percentile
Peer standing in ubpr:primary:6
FDICP3ASSET
90+
$192K
+1,820.0%y/y
Peer standing22nd percentile
Peer standing in ubpr:primary:6
FDICP9ASSET
Nonaccrual
$54K
+500.0%y/y
Peer standing67th percentile
Peer standing in ubpr:primary:6
FDICNAASSET