$237M
−0.6%y/y
Percentile by value13th percentileby value
FDIC
LNLSGRPC
Pacific Crest Bank
Lynnwood, WashingtonFDIC Cert #34585
STATEEstablished 19981 branch
Holding company: PACIFIC CREST BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $10.3M |
| Investor CRE | $51.7M |
| Multifamily | $89.4M |
| Construction | $30.1M |
| 1–4 family | $47.8M |
| C&I | $0 |
| Agriculture | $0 |
| Other | $7.23M |
Loan book
Reported balances and balance-sheet intensity.
$233M
−0.7%y/y
Percentile by value13th percentileby value
FDIC
LNLSNET−0.72%
−107.4%y/y
Percentile by value19th percentileby value
FDIC
LNLSNET96.5%
+6.5%y/y
Percentile by value70th percentileby value
FDIC
LNLSNET + DEP73.1%
+3.2%y/y
Percentile by value49th percentileby value
FDIC
LNLSNET + ASSET96.96%
−0.6%y/y
Percentile by value47th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
449%
+0.4%y/y
Percentile by value100th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC79%
−18.6%y/y
Percentile by value93rd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,494points
+1.8%y/y
Peer standing79th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD4.36%
+4.8%y/y
Percentile by value34th percentileby value
FDIC
LNRENROW + LNLSGR21.87%
+8.5%y/y
Percentile by value85th percentileby value
FDIC
LNRENROT + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNCI + LNLSGR