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BDI
OB

Optum Bank, Inc.

Draper, UtahFDIC Cert #57408

STATEEstablished 20031 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$14.4B$11.6B
Q3 2021$14.6B$11.8B
Q4 2021$14.9B$11.8B
Q1 2022$15.2B$12.6B
Q2 2022$15.1B$12.7B
Q3 2022$15.3B$13.1B
Q4 2022$15.7B$13.4B
Q1 2023$16B$13.6B
Q2 2023$15.8B$13.4B
Q3 2023$16B$13.6B
Q4 2023$16.4B$14B
Q1 2024$17.3B$14.5B
Q2 2024$17.1B$14.2B
Q3 2024$18.2B$14.6B
Q4 2024$18.6B$14.9B
Q1 2025$18.9B$15B
Q2 2025$19.6B$15.1B
Q3 2025$20.1B$15.8B
Q4 2025$20.8B$16B
Q1 2026$21B$16.2B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$21B
+11.3%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICASSET
Deposits
$16.2B
+8.3%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICDEP
Gross loans
$9.49B
+34.2%y/y
Percentile by value22nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSGR
Net loans
$9.4B
+34.3%y/y
Percentile by value22nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSNET
Securities
$9.29B
−6.0%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICSC
Cash
$989M
+49.2%y/y
Percentile by value48th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICCHBAL
Liabilities
$17.9B
+8.8%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLIAB
Equity
$3.07B
+28.1%y/y
Peer standing59th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$287M
+10.8%y/y
Peer standing65th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM + NONII
NII
$221M
+15.1%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM
Noninterest income
$66M
−1.5%y/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNONII
Provision
$26M
+136.4%y/y
Percentile by value90th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICELNATR
Pretax income
$184M
+5.1%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICPTAXNETINC
Net income
$153M
+11.7%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNETINC