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BDI
OC

One Community Bank

Oregon, WisconsinFDIC Cert #22334

STATEEstablished 197620 branches

Holding company: BOSSHARD FINANCIAL GROUP INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.36%
−10.8%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
0.47%
+17.0%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
0.47%
+17.0%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.42%
+20.3%y/y
Peer standing50th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$10.6M
+39.9%y/y
Peer standing37th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
−113.2%y/y
Peer standing79th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
−$6K
−114.6%y/y
Peer standing82nd percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.05%
+4.1%y/y
Percentile by value29th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$7.9M
+5.1%y/y
Peer standing29th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$10.3M
+38.0%y/y
Peer standing31st percentile
Peer standing in ubpr:primary:4
FDICNAASSET