Olympia Federal Savings and Loan Association

Olympia, WashingtonFDIC Cert #28599

STATEEstablished 19069 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$28.1M
Investor CRE	$37.4M
Multifamily	$61.8M
Construction	$48.6M
1–4 family	$653M
C&I	$20.9M
Agriculture	$0
Other	$6.36M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$857M

+0.5%y/y

Percentile by value99th percentileby value

FDICLNLSGR

Net loans

$851M

+0.5%y/y

Percentile by value99th percentileby value

FDICLNLSNET

Loans YoY

+0.48%

−88.1%y/y

Percentile by value25th percentileby value

FDICLNLSNET

L/D

116.4%

−3.1%y/y

Percentile by value97th percentileby value

FDICLNLSNET + DEP

Loans/assets

84.4%

−2.1%y/y

Percentile by value89th percentileby value

FDICLNLSNET + ASSET

RE loans %

98.08%

+1.0%y/y

Percentile by value53rd percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

5,940points

+3.4%y/y

Peer standing25th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

3.28%

+12.7%y/y

Percentile by value29th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

4.37%

+4.8%y/y

Percentile by value24th percentileby value

FDICLNRENROT + LNLSGR

C&I %

2.44%

−27.4%y/y

Percentile by value43rd percentileby value

FDICLNCI + LNLSGR