$722M
+11.9%y/y
Percentile by value78th percentileby value
FDIC
ASSETOS
Oconee State Bank
Watkinsville, GeorgiaFDIC Cert #18143
STATEEstablished 19607 branches
Holding company: OCONEE FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $529M | $482M |
| Q3 2021 | $532M | $484M |
| Q4 2021 | $571M | $523M |
| Q1 2022 | $556M | $515M |
| Q2 2022 | $506M | $467M |
| Q3 2022 | $533M | $491M |
| Q4 2022 | $537M | $497M |
| Q1 2023 | $525M | $468M |
| Q2 2023 | $526M | $469M |
| Q3 2023 | $579M | $510M |
| Q4 2023 | $589M | $537M |
| Q1 2024 | $585M | $533M |
| Q2 2024 | $602M | $538M |
| Q3 2024 | $622M | $549M |
| Q4 2024 | $640M | $570M |
| Q1 2025 | $646M | $577M |
| Q2 2025 | $670M | $589M |
| Q3 2025 | $689M | $608M |
| Q4 2025 | $734M | $650M |
| Q1 2026 | $722M | $640M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$640M
+10.9%y/y
Percentile by value81st percentileby value
FDIC
DEP$505M
+18.8%y/y
Percentile by value79th percentileby value
FDIC
LNLSGR$498M
+18.8%y/y
Percentile by value80th percentileby value
FDIC
LNLSNET$142M
−5.1%y/y
Percentile by value75th percentileby value
FDIC
SC$47M
+8.9%y/y
Percentile by value63rd percentileby value
FDIC
CHBAL$656M
+10.8%y/y
Percentile by value80th percentileby value
FDIC
LIAB$66.4M
+24.0%y/y
Peer standing68th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$8.3M
+10.9%y/y
Peer standing82nd percentile
FDIC
NIM + NONII$7.02M
+12.7%y/y
Peer standing82nd percentile
FDIC
NIM$1.28M
+1.8%y/y
Peer standing84th percentile
FDIC
NONII$332K
−21.7%y/y
Percentile by value89th percentileby value
FDIC
ELNATR$1.64M
+13.1%y/y
Peer standing40th percentile
FDIC
PTAXNETINC$1.3M
+14.2%y/y
Peer standing36th percentile
FDIC
NETINC