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BDI
OC

Oakworth Capital Bank

Birmingham, AlabamaFDIC Cert #58783

STATEEstablished 20084 branches

Holding company: OAKWORTH CAPITAL INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$925M$830M
Q3 2021$1.01B$911M
Q4 2021$1.21B$1.11B
Q1 2022$1.24B$1.13B
Q2 2022$1.14B$1.03B
Q3 2022$1.23B$1.11B
Q4 2022$1.34B$1.2B
Q1 2023$1.33B$1.15B
Q2 2023$1.43B$1.25B
Q3 2023$1.45B$1.27B
Q4 2023$1.6B$1.45B
Q1 2024$1.6B$1.44B
Q2 2024$1.63B$1.4B
Q3 2024$1.74B$1.53B
Q4 2024$1.79B$1.61B
Q1 2025$1.82B$1.63B
Q2 2025$1.85B$1.58B
Q3 2025$1.92B$1.7B
Q4 2025$2.05B$1.84B
Q1 2026$2.04B$1.79B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.04B
+12.3%y/y
Percentile by value74th percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$1.79B
+9.9%y/y
Percentile by value75th percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$1.67B
+11.6%y/y
Percentile by value81st percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$1.65B
+11.5%y/y
Percentile by value81st percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$213M
+21.5%y/y
Percentile by value41st percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$117M
+14.1%y/y
Percentile by value59th percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$1.86B
+12.2%y/y
Percentile by value74th percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$186M
+13.4%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$23M
+12.8%y/y
Peer standing78th percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$18.1M
+11.6%y/y
Peer standing74th percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$4.94M
+17.4%y/y
Peer standing85th percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
$1.32M
+69.7%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$7.49M
+0.6%y/y
Peer standing69th percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$5.56M
−0.6%y/y
Peer standing59th percentile
Peer standing in ubpr:primary:4
FDICNETINC