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BDI
NS

Northfield Savings Bank

Northfield, VermontFDIC Cert #14140

STATEEstablished 186713 branches

Holding company: NORTHFIELD MHCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.05%
−15.4%y/y
Peer standing93rd percentile
Peer standing in ubpr:primary:101
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + LNLSGR
Nonaccrual %
0.55%
−13.3%y/y
Peer standing48th percentile
Peer standing in ubpr:primary:101
FDICNAASSET + LNLSGR
Noncurrent %
0.55%
−13.3%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.40%
−10.8%y/y
Peer standing54th percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$6.3M
−9.6%y/y
Peer standing62nd percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
+400.2%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:101
FDICNTLNLS + LNLSGR
NCO
$26K
+420.0%y/y
Peer standing54th percentile
Peer standing in ubpr:primary:101
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.87%
+8.9%y/y
Percentile by value47th percentileby value
Peer standing in ubpr:primary:101
FDICLNATRES + LNLSGR
30–89
$567K
−11.8%y/y
Peer standing91st percentile
Peer standing in ubpr:primary:101
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:101
FDICP9ASSET
Nonaccrual
$6.3M
−9.6%y/y
Peer standing60th percentile
Peer standing in ubpr:primary:101
FDICNAASSET