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BDI
NC

New Century Bank

Belleville, KansasFDIC Cert #8108

STATEEstablished 19052 branches

Holding company: REPUBLIC BCORP INCRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$2.88M
Investor CRE$4M
Multifamily$0
Construction$40.2M
1–4 family$26.1M
C&I$1.16M
Agriculture$1.94M
Other$2.53M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$78.8M
+22.2%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSGR
Net loans
$77.9M
+22.4%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET
Loans YoY
+22.35%
−51.5%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET
L/D
105.9%
−0.9%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET + DEP
Loans/assets
89.7%
+2.4%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET + ASSET
RE loans %
94.83%
+1.2%y/y
Percentile by value94th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
363%
+9.8%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
331%
+9.3%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
3,742points
+4.7%y/y
Peer standing17th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
3.65%
+6.6%y/y
Percentile by value39th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNRENROW + LNLSGR
Investor CRE %
5.08%
+8.8%y/y
Percentile by value52nd percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNRENROT + LNLSGR
C&I %
1.48%
−25.2%y/y
Percentile by value3rd percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNCI + LNLSGR