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BDI
NC

New Carlisle Federal Savings Bank

New Carlisle, OhioFDIC Cert #29173

OCCEstablished 18833 branches

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$52.4M
Investor CRE$27.7M
Multifamily$8.71M
Construction$32.6M
1–4 family$116M
C&I$35.7M
Agriculture$8.75M
Other$2M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$284M
+15.9%y/y
Percentile by value27th percentileby value
Peer standing in ubpr:primary:102
FDICLNLSGR
Net loans
$282M
+16.1%y/y
Percentile by value27th percentileby value
Peer standing in ubpr:primary:102
FDICLNLSNET
Loans YoY
+16.11%
+20.1%y/y
Percentile by value94th percentileby value
Peer standing in ubpr:primary:102
FDICLNLSNET
L/D
106.2%
−7.7%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:102
FDICLNLSNET + DEP
Loans/assets
85.5%
+1.0%y/y
Percentile by value92nd percentileby value
Peer standing in ubpr:primary:102
FDICLNLSNET + ASSET
RE loans %
94.12%
+4.4%y/y
Percentile by value35th percentileby value
Peer standing in ubpr:primary:102
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
239%
+19.5%y/y
Percentile by value81st percentileby value
Peer standing in ubpr:primary:102

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
113%
+56.2%y/y
Percentile by value100th percentileby value
Peer standing in ubpr:primary:102

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,481points
+3.3%y/y
Peer standing80th percentile
Peer standing in ubpr:primary:102
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
18.44%
+4.5%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:102
FDICLNRENROW + LNLSGR
Investor CRE %
9.74%
+7.6%y/y
Percentile by value48th percentileby value
Peer standing in ubpr:primary:102
FDICLNRENROT + LNLSGR
C&I %
12.55%
−10.9%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:102
FDICLNCI + LNLSGR