$467M
+101.1%y/y
Percentile by value100th percentileby value
FDIC
ASSETNB
Nave Bank
San Juan, Puerto RicoFDIC Cert #59324
STATEEstablished 20231 branch
Holding company: NAVE HOLDINGS INCRegulator: FED
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportNave Bank reported $467M in total assets. Deposits grew 123.18% over the prior year.
Return on assets was −0.82%, compared with the official FFIEC UBPR peer median of −0.58%. The leverage ratio was 16.18%.
- Why is Net Loan Growth, Year over Year above its official FFIEC UBPR peers?
- Why is Total Assets above its official FFIEC UBPR peers?
- Why is Deposit Growth, Year over Year above its official FFIEC UBPR peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$344M
+123.2%y/y
Percentile by value100th percentileby value
FDIC
DEP$210M
+358.0%y/y
Percentile by value100th percentileby value
FDIC
LNLSNET−0.82%
+207 bpsy/y
Peer standing40th percentile
FDIC
NETINC + ROA117.78%
−10,312 bpsy/y
Peer standing40th percentile
FDIC
NONIX + NIM + NONII + EEFFR16.18%
−1,652 bpsy/y
Peer standing40th percentile
FDIC
RBC1AAJPercentiles compare this bank with 6 ffiec ubpr peer group 2023 — denovo banks opened in 2023 having assets less than $750 million.
Side-by-side comparison
Nave Bank beside its official FFIEC UBPR peers
The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.
UBPR membership + Call Report metricsThis bank
−0.82%
Registry median
−0.58%
This bank
−5.09%
FFIEC trimmed average
−4.36%
This bank
2.74%
Registry median
3.62%
This bank
117.78%
Registry median
113.26%
This bank
+123.18%
FFIEC trimmed average
+49.06%
This bank
+357.98%
FFIEC trimmed average
+99.72%
This bank
0.00%
FFIEC trimmed average
0.04%
This bank
16.18%
FFIEC trimmed average
15.38%
This bank
3.26%
Registry median
3.54%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q3 2023 | $99.8M | $2K |
| Q4 2023 | $106M | $15.3M |
| Q1 2024 | $166M | $79.2M |
| Q2 2024 | $187M | $102M |
| Q3 2024 | $191M | $109M |
| Q4 2024 | $253M | $172M |
| Q1 2025 | $232M | $154M |
| Q2 2025 | $259M | $173M |
| Q3 2025 | $317M | $232M |
| Q4 2025 | $427M | $302M |
| Q1 2026 | $467M | $344M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $11.1M |
| Investor CRE | $49.8M |
| Multifamily | $6.51M |
| Construction | $0 |
| 1–4 family | $49M |
| C&I | $82.6M |
| Agriculture | $0 |
| Other | $13.2M |
FFIEC UBPR comparison
How this bank compares
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA−0.82%40th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th −1.44%Median −0.58%90th 0.13%Observations 6
ROE
FDIC
NETINC + ROE−5.09%42nd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th −9.30%Median −4.54%90th 0.75%Observations 6
NIM
FDIC
NIM + NIMY2.74%20th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.64%Median 3.62%90th 4.62%Observations 6
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR117.78%40th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 91.69%Median 113.26%90th 142.35%Observations 6
Deposits YoY
FDIC
DEP+123.18%85th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +5.82%Median +45.15%90th +96.22%Observations 6
Loans YoY
FDIC
LNLSNET+357.98%85th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +33.83%Median +52.83%90th +212.49%Observations 6
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.00%71st percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.00%90th 0.13%Observations 6
Leverage
FDIC
RBC1AAJ16.18%42nd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.68%Median 16.35%90th 20.11%Observations 6
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.26%60th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.61%Median 3.54%90th 4.08%Observations 6
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
Branches & markets
Physical footprint
- Domestic offices
- 1 branch
- Headquarters
- San Juan, PR
FDIC
OFFDOMOpen the Puerto Rico dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data