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MVB Bank, Inc

Fairmont, West VirginiaFDIC Cert #34603

STATEEstablished 19997 branches

Holding company: MVB FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.39%
−9.8%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:3
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + LNLSGR
Nonaccrual %
1.45%
+47.1%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:3
FDICNAASSET + LNLSGR
Noncurrent %
1.45%
−21.9%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.08%
−21.8%y/y
Peer standing17th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$35.3M
−13.8%y/y
Peer standing34th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.27%
+68.3%y/y
Peer standing21st percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + LNLSGR
NCO
$1.5M
+74.8%y/y
Peer standing29th percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.94%
+1.2%y/y
Percentile by value20th percentileby value
Peer standing in ubpr:primary:3
FDICLNATRES + LNLSGR
30–89
$9.39M
+5.1%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET
Nonaccrual
$34.7M
+71.4%y/y
Peer standing26th percentile
Peer standing in ubpr:primary:3
FDICNAASSET