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BDI
MS

Midland States Bank

Effingham, IllinoisFDIC Cert #1040

STATEEstablished 188160 branches

Holding company: MIDLAND STATES BCORP INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$6.62B$5.24B
Q3 2021$7.08B$5.64B
Q4 2021$7.43B$6.15B
Q1 2022$7.27B$6.1B
Q2 2022$7.37B$6.22B
Q3 2022$7.75B$6.49B
Q4 2022$7.78B$6.37B
Q1 2023$7.85B$6.43B
Q2 2023$7.95B$6.43B
Q3 2023$7.89B$6.41B
Q4 2023$7.78B$6.32B
Q1 2024$7.76B$6.33B
Q2 2024$7.7B$6.12B
Q3 2024$7.69B$6.26B
Q4 2024$7.5B$6.2B
Q1 2025$7.27B$5.94B
Q2 2025$7.1B$5.96B
Q3 2025$6.9B$5.61B
Q4 2025$6.5B$5.43B
Q1 2026$6.54B$5.45B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$6.54B
−10.1%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$5.45B
−8.3%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$4.35B
−18.1%y/y
Percentile by value66th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$4.28B
−17.8%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$1.6B
+16.6%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$113M
+11.6%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$5.93B
−10.3%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$605M
−8.2%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$82.6M
+5.3%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$58.8M
−3.0%y/y
Peer standing75th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$23.8M
+33.7%y/y
Peer standing90th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$5M
−53.9%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$27.1M
+120.0%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$19.3M
+113.9%y/y
Peer standing63rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC