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MidCountry Bank

Minneapolis, MinnesotaFDIC Cert #28865

OCCEstablished 193316 branches

Holding company: MIDCOUNTRY ACQUISITION CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.48%
−28.2%y/y
Peer standing28th percentile
Peer standing in ubpr:primary:101
FDICP3ASSET + LNLSGR
90+ %
0.05%
−4.9%y/y
Peer standing10th percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + LNLSGR
Nonaccrual %
1.50%
−32.5%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:101
FDICNAASSET + LNLSGR
Noncurrent %
1.55%
−31.8%y/y
Peer standing13th percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.04%
−38.0%y/y
Peer standing17th percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$10.8M
−40.9%y/y
Peer standing47th percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.05%
−117.9%y/y
Peer standing98th percentile
Peer standing in ubpr:primary:101
FDICNTLNLS + LNLSGR
NCO
−$94K
−115.8%y/y
Peer standing95th percentile
Peer standing in ubpr:primary:101
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.87%
+8.6%y/y
Percentile by value95th percentileby value
Peer standing in ubpr:primary:101
FDICLNATRES + LNLSGR
30–89
$3.39M
−35.6%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:101
FDICP3ASSET
90+
$351K
−14.8%y/y
Peer standing17th percentile
Peer standing in ubpr:primary:101
FDICP9ASSET
Nonaccrual
$10.5M
−39.5%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:101
FDICNAASSET