$525M
+15.7%y/y
Percentile by value52nd percentileby value
FDIC
ASSETMB
Merit Bank
Huntsville, AlabamaFDIC Cert #15270
STATEEstablished 19351 branch
Holding company: MERIT HOLDINGS LLCRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $181M | $163M |
| Q3 2021 | $208M | $190M |
| Q4 2021 | $194M | $176M |
| Q1 2022 | $218M | $201M |
| Q2 2022 | $237M | $208M |
| Q3 2022 | $260M | $228M |
| Q4 2022 | $266M | $227M |
| Q1 2023 | $269M | $234M |
| Q2 2023 | $317M | $241M |
| Q3 2023 | $337M | $262M |
| Q4 2023 | $365M | $282M |
| Q1 2024 | $390M | $325M |
| Q2 2024 | $407M | $341M |
| Q3 2024 | $434M | $367M |
| Q4 2024 | $433M | $355M |
| Q1 2025 | $454M | $402M |
| Q2 2025 | $460M | $384M |
| Q3 2025 | $479M | $411M |
| Q4 2025 | $510M | $413M |
| Q1 2026 | $525M | $444M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$444M
+10.5%y/y
Percentile by value52nd percentileby value
FDIC
DEP$357M
+16.0%y/y
Percentile by value53rd percentileby value
FDIC
LNLSGR$353M
+16.2%y/y
Percentile by value53rd percentileby value
FDIC
LNLSNET$129M
+20.5%y/y
Percentile by value70th percentileby value
FDIC
SC$17.6M
−49.3%y/y
Percentile by value27th percentileby value
FDIC
CHBAL$473M
+13.9%y/y
Percentile by value54th percentileby value
FDIC
LIAB$51.4M
+34.5%y/y
Peer standing48th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$4.48M
+36.0%y/y
Peer standing36th percentile
FDIC
NIM + NONII$4.18M
+39.3%y/y
Peer standing42nd percentile
FDIC
NIM$296K
+1.7%y/y
Peer standing22nd percentile
FDIC
NONII$58K
−77.9%y/y
Percentile by value44th percentileby value
FDIC
ELNATR$1.57M
+193.1%y/y
Peer standing42nd percentile
FDIC
PTAXNETINC$1.25M
+143.5%y/y
Peer standing38th percentile
FDIC
NETINC