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BDI
MB

Mechanics Bank

Walnut Creek, CaliforniaFDIC Cert #1768

STATEEstablished 1905170 branches

Holding company: 2011 TCRTRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$18.8B$16B
Q3 2021$19.1B$16.4B
Q4 2021$19.4B$16.8B
Q1 2022$18.9B$16.4B
Q2 2022$18.6B$16.1B
Q3 2022$18.3B$16B
Q4 2022$18.1B$15.5B
Q1 2023$17.9B$14.8B
Q2 2023$18.2B$15B
Q3 2023$17.8B$14.7B
Q4 2023$17.5B$14.3B
Q1 2024$17.3B$14.2B
Q2 2024$17.3B$14.1B
Q3 2024$16.6B$14.1B
Q4 2024$16.5B$13.9B
Q1 2025$16.5B$14B
Q2 2025$16.6B$14B
Q3 2025$22.7B$19.5B
Q4 2025$22.4B$19B
Q1 2026$21.4B$18.3B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$21.4B
+29.4%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICASSET
Deposits
$18.3B
+30.5%y/y
Percentile by value48th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICDEP
Gross loans
$13.9B
+47.1%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSGR
Net loans
$13.7B
+46.6%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSNET
Securities
$5.27B
+4.9%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICSC
Cash
$484M
−39.4%y/y
Percentile by value15th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICCHBAL
Liabilities
$18.5B
+30.4%y/y
Percentile by value45th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLIAB
Equity
$2.93B
+23.3%y/y
Peer standing52nd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$204M
+42.0%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM + NONII
NII
$183M
+42.8%y/y
Peer standing50th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM
Noninterest income
$20.4M
+35.9%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNONII
Provision
$7.77M
+312.3%y/y
Percentile by value55th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICELNATR
Pretax income
$66.7M
+8.2%y/y
Peer standing33rd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICPTAXNETINC
Net income
$47.5M
+8.5%y/y
Peer standing30th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNETINC