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BDI
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MCNB Bank and Trust Co.

Welch, West VirginiaFDIC Cert #6803

STATEEstablished 19008 branches

Holding company: MCNB BANKS INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$339M$290M
Q3 2021$345M$295M
Q4 2021$349M$299M
Q1 2022$350M$302M
Q2 2022$350M$303M
Q3 2022$355M$303M
Q4 2022$358M$305M
Q1 2023$362M$306M
Q2 2023$359M$300M
Q3 2023$360M$294M
Q4 2023$361M$294M
Q1 2024$363M$304M
Q2 2024$366M$301M
Q3 2024$362M$298M
Q4 2024$360M$301M
Q1 2025$359M$305M
Q2 2025$359M$304M
Q3 2025$363M$296M
Q4 2025$363M$295M
Q1 2026$366M$301M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$366M
+1.9%y/y
Percentile by value20th percentileby value
Peer standing in ubpr:primary:5
FDICASSET
Deposits
$301M
−1.0%y/y
Percentile by value15th percentileby value
Peer standing in ubpr:primary:5
FDICDEP
Gross loans
$258M
−0.2%y/y
Percentile by value27th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSGR
Net loans
$255M
−0.3%y/y
Percentile by value27th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
Securities
$77.7M
+10.8%y/y
Percentile by value42nd percentileby value
Peer standing in ubpr:primary:5
FDICSC
Cash
$11.5M
−7.1%y/y
Percentile by value16th percentileby value
Peer standing in ubpr:primary:5
FDICCHBAL
Liabilities
$325M
+1.2%y/y
Percentile by value19th percentileby value
Peer standing in ubpr:primary:5
FDICLIAB
Equity
$40.9M
+7.4%y/y
Peer standing30th percentile
Peer standing in ubpr:primary:5
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$3.59M
+16.1%y/y
Peer standing17th percentile
Peer standing in ubpr:primary:5
FDICNIM + NONII
NII
$2.96M
+15.7%y/y
Peer standing12th percentile
Peer standing in ubpr:primary:5
FDICNIM
Noninterest income
$631K
+17.7%y/y
Peer standing57th percentile
Peer standing in ubpr:primary:5
FDICNONII
Provision
$55K
+223.5%y/y
Percentile by value42nd percentileby value
Peer standing in ubpr:primary:5
FDICELNATR
Pretax income
$831K
+71.0%y/y
Peer standing12th percentile
Peer standing in ubpr:primary:5
FDICPTAXNETINC
Net income
$670K
+64.2%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:5
FDICNETINC