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BDI
MS

Main Street Bank Corp.

Wooster, OhioFDIC Cert #29847

STATEEstablished 189920 branches

Holding company: MAIN STREET FINL SERVICES CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$630M$531M
Q3 2021$628M$532M
Q4 2021$637M$543M
Q1 2022$653M$565M
Q2 2022$655M$571M
Q3 2022$689M$596M
Q4 2022$732M$610M
Q1 2023$754M$632M
Q2 2023$772M$643M
Q3 2023$800M$657M
Q4 2023$811M$696M
Q1 2024$819M$715M
Q2 2024$1.36B$1.08B
Q3 2024$1.39B$1.1B
Q4 2024$1.41B$1.16B
Q1 2025$1.41B$1.19B
Q2 2025$1.45B$1.24B
Q3 2025$1.47B$1.29B
Q4 2025$1.49B$1.34B
Q1 2026$1.53B$1.36B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.53B
+8.0%y/y
Percentile by value49th percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$1.36B
+14.7%y/y
Percentile by value55th percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$1.28B
+11.6%y/y
Percentile by value63rd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$1.26B
+11.6%y/y
Percentile by value63rd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$151M
−7.1%y/y
Percentile by value29th percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$45.5M
+6.5%y/y
Percentile by value21st percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$1.38B
+7.7%y/y
Percentile by value50th percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$147M
+11.2%y/y
Peer standing44th percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$14.8M
+18.0%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$13.9M
+17.7%y/y
Peer standing55th percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$890K
+23.8%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
$528K
+116.4%y/y
Percentile by value65th percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$6.38M
+30.8%y/y
Peer standing57th percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$5.05M
+31.0%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:4
FDICNETINC