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BDI
LB

Luminate Bank

Minneapolis, MinnesotaFDIC Cert #16635

STATEEstablished 19372 branches

Holding company: LUMINATE CAPITAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$94.7M$82.2M
Q3 2021$96.2M$83.2M
Q4 2021$107M$93.8M
Q1 2022$128M$92.4M
Q2 2022$146M$91M
Q3 2022$151M$114M
Q4 2022$156M$119M
Q1 2023$195M$119M
Q2 2023$248M$125M
Q3 2023$224M$156M
Q4 2023$224M$158M
Q1 2024$225M$168M
Q2 2024$329M$194M
Q3 2024$276M$186M
Q4 2024$336M$257M
Q1 2025$341M$251M
Q2 2025$412M$344M
Q3 2025$456M$366M
Q4 2025$511M$432M
Q1 2026$517M$421M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$517M
+51.6%y/y
Percentile by value51st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$421M
+67.5%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$418M
+43.2%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$414M
+43.2%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$0
−100.0%y/y
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$63.9M
+115.5%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$466M
+53.9%y/y
Percentile by value52nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$51.7M
+33.6%y/y
Peer standing50th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$42M
+63.7%y/y
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$4.3M
+63.4%y/y
Peer standing43rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$37.7M
+63.7%y/y
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$402K
−13.0%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$4.09M
+585.9%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$4M
+664.8%y/y
Peer standing95th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC