$161M
+12.2%y/y
Percentile by value78th percentileby value
FDIC
LNLSGRLT
Loyal Trust Bank
Johns Creek, GeorgiaFDIC Cert #59182
STATEEstablished 20191 branch
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $44.3M |
| Investor CRE | $41.9M |
| Multifamily | $0 |
| Construction | $7.18M |
| 1–4 family | $57.3M |
| C&I | $9.9M |
| Agriculture | $0 |
| Other | $839K |
Loan book
Reported balances and balance-sheet intensity.
$160M
+12.2%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET+12.20%
−33.7%y/y
Percentile by value80th percentileby value
FDIC
LNLSNET91.7%
−0.1%y/y
Percentile by value82nd percentileby value
FDIC
LNLSNET + DEP68.3%
+1.0%y/y
Percentile by value61st percentileby value
FDIC
LNLSNET + ASSET93.40%
−3.1%y/y
Percentile by value79th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
182%
−9.5%y/y
Percentile by value79th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC27%
−9.1%y/y
Percentile by value53rd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,744points
−2.1%y/y
Peer standing37th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD27.47%
−4.7%y/y
Percentile by value95th percentileby value
FDIC
LNRENROW + LNLSGR25.95%
−15.7%y/y
Percentile by value91st percentileby value
FDIC
LNRENROT + LNLSGR6.14%
+151.0%y/y
Percentile by value30th percentileby value
FDIC
LNCI + LNLSGR