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BDI
LB

Local Bank

Tuscaloosa, AlabamaFDIC Cert #9614

STATEEstablished 19143 branches

Holding company: LOCAL BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$17.3M$15.4M
Q3 2021$17.1M$15.1M
Q4 2021$17.6M$15.7M
Q1 2022$17.5M$15.6M
Q2 2022$33.7M$16.4M
Q3 2022$32.4M$15.4M
Q4 2022$31.7M$14.8M
Q1 2023$32.1M$15.5M
Q2 2023$36M$19.4M
Q3 2023$43.6M$27.3M
Q4 2023$52.2M$35.9M
Q1 2024$57.9M$41.7M
Q2 2024$60.4M$44.6M
Q3 2024$62M$46.1M
Q4 2024$78.3M$58.8M
Q1 2025$84.9M$64.5M
Q2 2025$94.6M$74.9M
Q3 2025$110M$85.8M
Q4 2025$110M$84.7M
Q1 2026$105M$78.3M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$105M
+24.2%y/y
Percentile by value3rd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICASSET
Deposits
$78.3M
+21.5%y/y
Percentile by value1st percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICDEP
Gross loans
$86M
+30.7%y/y
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$85.3M
+30.7%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
Securities
$2.59M
+6.5%y/y
Percentile by value5th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICSC
Cash
$10.5M
−9.1%y/y
Percentile by value39th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICCHBAL
Liabilities
$88.2M
+25.8%y/y
Percentile by value1st percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLIAB
Equity
$17.3M
+16.4%y/y
Peer standing39th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$2.78M
+17.7%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM + NONII
NII
$832K
+7.4%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM
Noninterest income
$1.95M
+22.7%y/y
Peer standing99th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNONII
Provision
$185K
+255.8%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICELNATR
Pretax income
−$695K
−180.2%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICPTAXNETINC
Net income
−$590K
−229.6%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNETINC