$159M
+6.0%y/y
Percentile by value76th percentileby value
FDIC
LNLSGRLB
Liberty Bank
Poulsbo, WashingtonFDIC Cert #58778
STATEEstablished 20091 branch
Holding company: LIBERTY NORTHWEST BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $28.1M |
| Investor CRE | $15.3M |
| Multifamily | $5.4M |
| Construction | $5.43M |
| 1–4 family | $57M |
| C&I | $18.1M |
| Agriculture | $9.15M |
| Other | $20.6M |
Loan book
Reported balances and balance-sheet intensity.
$158M
+6.0%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET+6.01%
+11.1%y/y
Percentile by value53rd percentileby value
FDIC
LNLSNET96.3%
+8.7%y/y
Percentile by value91st percentileby value
FDIC
LNLSNET + DEP78.9%
+8.1%y/y
Percentile by value88th percentileby value
FDIC
LNLSNET + ASSET81.29%
−2.0%y/y
Percentile by value56th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
132%
+33.7%y/y
Percentile by value63rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC27%
+136.1%y/y
Percentile by value53rd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,906points
−11.5%y/y
Peer standing76th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD17.65%
−16.5%y/y
Percentile by value82nd percentileby value
FDIC
LNRENROW + LNLSGR9.65%
+26.6%y/y
Percentile by value56th percentileby value
FDIC
LNRENROT + LNLSGR11.37%
+4.2%y/y
Percentile by value58th percentileby value
FDIC
LNCI + LNLSGR