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BDI
LB

Legacy Bank

Murrieta, CaliforniaFDIC Cert #59204

STATEEstablished 20221 branch

Holding company: LEGACY BCORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2022$25.4M$125K
Q3 2022$27.9M$3.53M
Q4 2022$30.9M$6.69M
Q1 2023$47.2M$24M
Q2 2023$56.1M$34.2M
Q3 2023$63.2M$45.9M
Q4 2023$62.2M$45.6M
Q1 2024$63.5M$48M
Q2 2024$71.9M$57.3M
Q3 2024$69.2M$55.4M
Q4 2024$74.7M$56.5M
Q1 2025$75.5M$58.4M
Q2 2025$90.7M$72.7M
Q3 2025$111M$93.9M
Q4 2025$104M$88.1M
Q1 2026$111M$99.9M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$111M
+47.6%y/y
Percentile by value15th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICASSET
Deposits
$99.9M
+70.9%y/y
Percentile by value23rd percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICDEP
Gross loans
$77.3M
+22.2%y/y
Percentile by value15th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSGR
Net loans
$76.4M
+21.9%y/y
Percentile by value15th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSNET
Securities
$0
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICSC
Cash
$21.1M
+112.3%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICCHBAL
Liabilities
$101M
+56.2%y/y
Percentile by value15th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLIAB
Equity
$10.1M
−4.9%y/y
Peer standing8th percentile
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$1.01M
+10.4%y/y
Peer standing15th percentile
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICNIM + NONII
NII
$986K
+12.7%y/y
Peer standing15th percentile
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICNIM
Noninterest income
$24K
−40.0%y/y
Peer standing31st percentile
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICNONII
Provision
$0
+100.0%y/y
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICELNATR
Pretax income
−$757K
+14.7%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICPTAXNETINC
Net income
−$757K
+14.7%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICNETINC