$2.44B
+1.8%y/y
Percentile by value17th percentileby value
FDIC
LNLSGRLR
Lake Ridge Bank
Middleton, WisconsinFDIC Cert #15091
STATEEstablished 190820 branches
Holding company: LAKE RIDGE BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $307M |
| Investor CRE | $502M |
| Multifamily | $534M |
| Construction | $156M |
| 1–4 family | $494M |
| C&I | $220M |
| Agriculture | $149M |
| Other | $81.5M |
Loan book
Reported balances and balance-sheet intensity.
$2.42B
+1.9%y/y
Percentile by value17th percentileby value
FDIC
LNLSNET+1.85%
+812.7%y/y
Percentile by value27th percentileby value
FDIC
LNLSNET87.5%
−5.7%y/y
Percentile by value53rd percentileby value
FDIC
LNLSNET + DEP72.5%
−5.2%y/y
Percentile by value45th percentileby value
FDIC
LNLSNET + ASSET89.39%
−0.0%y/y
Percentile by value75th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
346%
−8.8%y/y
Percentile by value90th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC45%
+55.2%y/y
Percentile by value54th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,622points
−6.8%y/y
Peer standing77th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD12.58%
+13.9%y/y
Percentile by value54th percentileby value
FDIC
LNRENROW + LNLSGR20.54%
−10.0%y/y
Percentile by value51st percentileby value
FDIC
LNRENROT + LNLSGR8.99%
+6.0%y/y
Percentile by value31st percentileby value
FDIC
LNCI + LNLSGR