0.88%
+53.9%y/y
Peer standing61st percentile
FDIC
NETINC + ROAKS
Kennebunk Savings Bank
Kennebunk, MaineFDIC Cert #13063
STATEEstablished 187117 branches
Holding company: KENNEBUNK SAVINGS BCORP MHCRegulator: FDIC
FDIC
CERT + OFFDOMProfitability, margin & efficiency
Performance
Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.
As of Q1 2026
Returns & margin
Annualized returns and the economics of earning assets and paid funding.
9.98%
+44.9%y/y
Peer standing74th percentile
FDIC
NETINC + ROE1.10%
+53.4%y/y
Peer standing60th percentile
FDIC
PTAXNETINC + ASSET3.63%
+7.9%y/y
Peer standing77th percentile
FDIC
NIM + NIMY5.13%
+5.4%y/y
Peer standing59th percentile
FDIC
INTINCY3.00%
+7.2%y/y
Peer standing36th percentile
FDIC
EINTEXP + DEPIDOMEfficiency & growth
Operating productivity and year-over-year balance-sheet momentum.
70.23%
−11.2%y/y
Peer standing50th percentile
FDIC
NONIX + NIM + NONII + EEFFR2.86%
−4.3%y/y
Peer standing19th percentile
FDIC
NONIX + ASSET16.46%
−1.3%y/y
Percentile by value71st percentileby value
FDIC
NONII + NIM+10.48%
+102.1%y/y
Percentile by value91st percentileby value
FDIC
ASSET+3.65%
+52.8%y/y
Percentile by value55th percentileby value
FDIC
DEP+12.88%
+81.3%y/y
Percentile by value91st percentileby value
FDIC
LNLSNETHow this bank compares
Switch cohorts or expand any row to inspect the full distribution.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.88%61st percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.13%Median 0.75%90th 1.56%Observations 130
ROE
FDIC
NETINC + ROE9.98%73rd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.17%Median 6.45%90th 15.17%Observations 130
NIM
FDIC
NIM + NIMY3.63%77th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.27%Median 3.07%90th 4.27%Observations 130
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR70.23%50th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 47.12%Median 70.18%90th 88.52%Observations 130
Deposits YoY
FDIC
DEP+3.65%54th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.43%Median +3.43%90th +10.59%Observations 130
Loans YoY
FDIC
LNLSNET+12.88%90th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.95%Median +3.82%90th +12.78%Observations 129
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.15%13th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.13%Median 0.56%90th 1.80%Observations 129
Leverage
FDIC
RBC1AAJ10.80%50th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.09%Median 10.79%90th 16.37%Observations 130
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.00%36th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.81%Median 2.63%90th 3.99%Observations 130
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 26%Median 204%90th 411%Observations 89
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.88%73rd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.21%Median 0.56%90th 0.94%Observations 16
ROE
FDIC
NETINC + ROE9.98%88th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 2.58%Median 4.93%90th 9.73%Observations 16
NIM
FDIC
NIM + NIMY3.63%80th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.63%Median 3.28%90th 3.81%Observations 16
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR70.23%60th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 66.95%Median 73.58%90th 87.98%Observations 16
Deposits YoY
FDIC
DEP+3.65%70th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.44%Median +1.16%90th +4.70%Observations 16
Loans YoY
FDIC
LNLSNET+12.88%94th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −0.56%Median +3.57%90th +9.96%Observations 16
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.15%35th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.09%Median 0.31%90th 1.19%Observations 16
Leverage
FDIC
RBC1AAJ10.80%52nd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.87%Median 10.79%90th 15.01%Observations 16
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.00%27th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.07%Median 2.71%90th 3.82%Observations 16
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 20%Median 108%90th 249%Observations 10
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.