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Jefferson Security Bank

Shepherdstown, West VirginiaFDIC Cert #9997

STATEEstablished 18696 branches

Holding company: JSB FINANCIAL INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.00%
−83.0%y/y
Peer standing93rd percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.01%
−15.5%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
0.07%
+475.3%y/y
Peer standing76th percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
0.08%
+288.0%y/y
Peer standing79th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.05%
+288.1%y/y
Peer standing81st percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$313K
+311.8%y/y
Peer standing80th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
−97.3%y/y
Peer standing55th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$2K
−97.1%y/y
Peer standing55th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.10%
+4.9%y/y
Percentile by value33rd percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$19K
−81.9%y/y
Peer standing92nd percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$26K
−10.3%y/y
Peer standing38th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$287K
+510.6%y/y
Peer standing73rd percentile
Peer standing in ubpr:primary:5
FDICNAASSET