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BDI
IB

Industrial Bank

Washington, District Of ColumbiaFDIC Cert #14679

STATEEstablished 193410 branches

Holding company: IBW FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.54%
−62.8%y/y
Peer standing15th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP3ASSET + LNLSGR
90+ %
1.24%
+1,062.6%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
5.12%
+68.5%y/y
Peer standing2nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNAASSET + LNLSGR
Noncurrent %
6.36%
+102.3%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
3.44%
+98.3%y/y
Peer standing2nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$26.6M
+103.7%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.85%
−10.0%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNTLNLS + LNLSGR
NCO
$879K
−5.9%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
3.00%
+6.9%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNATRES + LNLSGR
30–89
$6.45M
−61.6%y/y
Peer standing10th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP3ASSET
90+
$5.2M
+1,098.6%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET
Nonaccrual
$21.4M
+73.7%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNAASSET