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BDI
I

InBank

Raton, New MexicoFDIC Cert #11492

STATEEstablished 191817 branches

Holding company: INBANKSHARES CORPRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$220M
Investor CRE$317M
Multifamily$7.71M
Construction$50.1M
1–4 family$70M
C&I$254M
Agriculture$10.1M
Other$24.6M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$954M
+2.3%y/y
Percentile by value40th percentileby value
Peer standing in asset:1b_3b
FDICLNLSGR
Net loans
$939M
+2.0%y/y
Percentile by value39th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
Loans YoY
+1.96%
+846.4%y/y
Percentile by value27th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
L/D
81.8%
+7.7%y/y
Percentile by value40th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + DEP
Loans/assets
69.0%
+4.8%y/y
Percentile by value38th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + ASSET
RE loans %
72.66%
−3.0%y/y
Percentile by value21st percentileby value
Peer standing in asset:1b_3b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
229%
−11.9%y/y
Percentile by value51st percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
31%
+2.8%y/y
Percentile by value31st percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,435points
+11.1%y/y
Peer standing31st percentile
Peer standing in asset:1b_3b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
23.10%
+17.3%y/y
Percentile by value90th percentileby value
Peer standing in asset:1b_3b
FDICLNRENROW + LNLSGR
Investor CRE %
33.22%
−1.2%y/y
Percentile by value89th percentileby value
Peer standing in asset:1b_3b
FDICLNRENROT + LNLSGR
C&I %
26.66%
+13.3%y/y
Percentile by value91st percentileby value
Peer standing in asset:1b_3b
FDICLNCI + LNLSGR