BDI
IT

Idaho Trust Bank

Boise, IdahoFDIC Cert #35103

STATEEstablished 19942 branches

Holding company: IDAHO TRUST BCORPRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$20.6M
Investor CRE$36.1M
Multifamily$12.7M
Construction$7.55M
1–4 family$50.8M
C&I$26.3M
Agriculture$0
Other$7.62M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$162M
+6.8%y/y
Percentile by value78th percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$160M
+6.3%y/y
Percentile by value78th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Loans YoY
+6.32%
−77.9%y/y
Percentile by value56th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
L/D
78.7%
−6.4%y/y
Percentile by value57th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + DEP
Loans/assets
68.6%
−7.5%y/y
Percentile by value62nd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + ASSET
RE loans %
103.50%
−1.3%y/y
Percentile by value96th percentileby value
Peer standing in asset:100m_300m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
201%
−6.1%y/y
Percentile by value84th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
27%
+161.2%y/y
Percentile by value53rd percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,595points
−8.2%y/y
Peer standing42nd percentile
Peer standing in asset:100m_300m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
12.76%
+12.6%y/y
Percentile by value67th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROW + LNLSGR
Investor CRE %
22.34%
−9.0%y/y
Percentile by value88th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROT + LNLSGR
C&I %
16.24%
+1.4%y/y
Percentile by value80th percentileby value
Peer standing in asset:100m_300m
FDICLNCI + LNLSGR