Skip to main content
BDI
HB

Horicon Bank

Horicon, WisconsinFDIC Cert #11236

STATEEstablished 189619 branches

Holding company: HORICON BK PROFIT SHARING&EMPLOYEE STK OWNERSHIP PLANRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$251M
Investor CRE$255M
Multifamily$65.2M
Construction$111M
1–4 family$302M
C&I$168M
Agriculture$162M
Other$50.5M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$1.37B
+9.3%y/y
Percentile by value70th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$1.35B
+9.5%y/y
Percentile by value70th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Loans YoY
+9.48%
+289.1%y/y
Percentile by value67th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
L/D
93.5%
+3.1%y/y
Percentile by value77th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + DEP
Loans/assets
80.5%
+0.5%y/y
Percentile by value82nd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + ASSET
RE loans %
82.83%
+0.1%y/y
Percentile by value48th percentileby value
Peer standing in ubpr:primary:4
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
248%
−6.9%y/y
Percentile by value58th percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
64%
+18.4%y/y
Percentile by value67th percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,507points
−0.7%y/y
Peer standing87th percentile
Peer standing in ubpr:primary:4
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
18.38%
+12.2%y/y
Percentile by value77th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROW + LNLSGR
Investor CRE %
18.69%
−10.9%y/y
Percentile by value49th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROT + LNLSGR
C&I %
12.31%
+0.6%y/y
Percentile by value55th percentileby value
Peer standing in ubpr:primary:4
FDICLNCI + LNLSGR