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BDI
HB

Highlands Bank

Petersburg, West VirginiaFDIC Cert #11953

STATEEstablished 19027 branches

Holding company: HIGHLANDS BANKSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$318M$274M
Q3 2021$317M$273M
Q4 2021$319M$275M
Q1 2022$318M$275M
Q2 2022$323M$283M
Q3 2022$317M$277M
Q4 2022$328M$277M
Q1 2023$310M$272M
Q2 2023$327M$281M
Q3 2023$333M$281M
Q4 2023$337M$285M
Q1 2024$341M$288M
Q2 2024$345M$292M
Q3 2024$356M$301M
Q4 2024$359M$305M
Q1 2025$366M$311M
Q2 2025$377M$325M
Q3 2025$380M$328M
Q4 2025$397M$343M
Q1 2026$397M$343M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$397M
+8.4%y/y
Percentile by value27th percentileby value
Peer standing in ubpr:primary:5
FDICASSET
Deposits
$343M
+10.4%y/y
Percentile by value28th percentileby value
Peer standing in ubpr:primary:5
FDICDEP
Gross loans
$303M
+7.2%y/y
Percentile by value40th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSGR
Net loans
$300M
+7.1%y/y
Percentile by value40th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
Securities
$47.9M
+0.3%y/y
Percentile by value24th percentileby value
Peer standing in ubpr:primary:5
FDICSC
Cash
$6.93M
−5.5%y/y
Percentile by value7th percentileby value
Peer standing in ubpr:primary:5
FDICCHBAL
Liabilities
$354M
+8.2%y/y
Percentile by value27th percentileby value
Peer standing in ubpr:primary:5
FDICLIAB
Equity
$42.7M
+9.6%y/y
Peer standing34th percentile
Peer standing in ubpr:primary:5
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$4.47M
+16.0%y/y
Peer standing35th percentile
Peer standing in ubpr:primary:5
FDICNIM + NONII
NII
$4.01M
+16.9%y/y
Peer standing37th percentile
Peer standing in ubpr:primary:5
FDICNIM
Noninterest income
$460K
+8.7%y/y
Peer standing40th percentile
Peer standing in ubpr:primary:5
FDICNONII
Provision
$8K
−92.5%y/y
Percentile by value30th percentileby value
Peer standing in ubpr:primary:5
FDICELNATR
Pretax income
$1.54M
+32.2%y/y
Peer standing37th percentile
Peer standing in ubpr:primary:5
FDICPTAXNETINC
Net income
$1.23M
+33.8%y/y
Peer standing32nd percentile
Peer standing in ubpr:primary:5
FDICNETINC