$13.9M
+4.3%y/y
Percentile by value17th percentileby value
FDIC
LNLSGRHS
Hertford Savings Bank, SSB
Hertford, North CarolinaFDIC Cert #31345
STATEEstablished 19231 branch
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $81K |
| Investor CRE | $0 |
| Multifamily | $53K |
| Construction | $1.87M |
| 1–4 family | $11.6M |
| C&I | $0 |
| Agriculture | $91K |
| Other | $226K |
Loan book
Reported balances and balance-sheet intensity.
$13.7M
+4.3%y/y
Percentile by value17th percentileby value
FDIC
LNLSNET+4.33%
−46.7%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET75.5%
−11.6%y/y
Percentile by value36th percentileby value
FDIC
LNLSNET + DEP67.3%
−9.7%y/y
Percentile by value47th percentileby value
FDIC
LNLSNET + ASSET100.32%
−0.2%y/y
Percentile by value72nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC7,117points
−10.7%y/y
Peer standing41st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.58%
−62.3%y/y
Percentile by value30th percentileby value
FDIC
LNRENROW + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNRENROT + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNCI + LNLSGR