$764M
+10.1%y/y
Percentile by value98th percentileby value
FDIC
LNLSGRHB
HCN Bank
Riverside, CaliforniaFDIC Cert #21606
STATEEstablished 19747 branches
Holding company: HEMET BCORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $50.4M |
| Investor CRE | $660M |
| Multifamily | $32.2M |
| Construction | $1.61M |
| 1–4 family | $1.22M |
| C&I | $15.4M |
| Agriculture | $0 |
| Other | $3.17M |
Loan book
Reported balances and balance-sheet intensity.
$754M
+10.1%y/y
Percentile by value98th percentileby value
FDIC
LNLSNET+10.14%
+721.3%y/y
Percentile by value72nd percentileby value
FDIC
LNLSNET88.4%
+13.8%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET + DEP77.4%
+12.8%y/y
Percentile by value79th percentileby value
FDIC
LNLSNET + ASSET97.56%
−0.9%y/y
Percentile by value91st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
550%
+5.2%y/y
Percentile by value100th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC1%
+90.8%y/y
Percentile by value4th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC7,526points
−3.9%y/y
Peer standing1st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD6.60%
+1.7%y/y
Percentile by value20th percentileby value
FDIC
LNRENROW + LNLSGR86.38%
−2.0%y/y
Percentile by value100th percentileby value
FDIC
LNRENROT + LNLSGR2.02%
+78.1%y/y
Percentile by value4th percentileby value
FDIC
LNCI + LNLSGR