Skip to main content
BDI
HB

Happen Bank, National Association

Lehi, UtahFDIC Cert #32551

OCCEstablished 19873 branches

Holding company: LENDINGCLUB CORPRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$3.36B$2.54B
Q3 2021$4.01B$2.91B
Q4 2021$4.32B$3.2B
Q1 2022$5.17B$4.06B
Q2 2022$5.66B$4.59B
Q3 2022$6.3B$5.19B
Q4 2022$7.59B$6.42B
Q1 2023$8.39B$7.24B
Q2 2023$8.05B$6.9B
Q3 2023$8.21B$7.07B
Q4 2023$8.61B$7.43B
Q1 2024$9.06B$7.63B
Q2 2024$9.42B$8.22B
Q3 2024$10.8B$9.53B
Q4 2024$10.5B$9.12B
Q1 2025$10.3B$9.02B
Q2 2025$10.7B$9.26B
Q3 2025$11B$9.52B
Q4 2025$11.5B$9.95B
Q1 2026$11.8B$10.3B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$11.8B
+14.5%y/y
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICASSET
Deposits
$10.3B
+14.0%y/y
Percentile by value11th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICDEP
Gross loans
$6.77B
+18.1%y/y
Percentile by value6th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSGR
Net loans
$6.54B
+19.1%y/y
Percentile by value6th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSNET
Securities
$3.86B
+12.6%y/y
Percentile by value49th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICSC
Cash
$783M
−10.4%y/y
Percentile by value37th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICCHBAL
Liabilities
$10.5B
+14.0%y/y
Percentile by value9th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLIAB
Equity
$1.36B
+18.4%y/y
Peer standing12th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$249M
+15.9%y/y
Peer standing53rd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM + NONII
NII
$176M
+17.6%y/y
Peer standing48th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM
Noninterest income
$73.1M
+12.1%y/y
Peer standing76th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNONII
Provision
$390K
−99.3%y/y
Percentile by value16th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICELNATR
Pretax income
$65.9M
+289.8%y/y
Peer standing31st percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICPTAXNETINC
Net income
$51M
+323.8%y/y
Peer standing35th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNETINC