$431M
+1.4%y/y
Percentile by value59th percentileby value
FDIC
LNLSGRHC
Hancock County Savings Bank, F.S.B.
Chester, West VirginiaFDIC Cert #29035
OCCEstablished 18993 branches
Holding company: Not reportedRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $2.35M |
| Investor CRE | $3.98M |
| Multifamily | $871K |
| Construction | $8.34M |
| 1–4 family | $401M |
| C&I | $834K |
| Agriculture | $0 |
| Other | $13.8M |
Loan book
Reported balances and balance-sheet intensity.
$426M
+1.3%y/y
Percentile by value59th percentileby value
FDIC
LNLSNET+1.32%
−56.9%y/y
Percentile by value31st percentileby value
FDIC
LNLSNET109.0%
+0.8%y/y
Percentile by value93rd percentileby value
FDIC
LNLSNET + DEP85.8%
+0.5%y/y
Percentile by value93rd percentileby value
FDIC
LNLSNET + ASSET101.47%
+1.3%y/y
Percentile by value72nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
14%
−7.2%y/y
Percentile by value6th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC9%
−9.9%y/y
Percentile by value22nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC8,676points
+2.1%y/y
Peer standing8th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.54%
−33.3%y/y
Percentile by value15th percentileby value
FDIC
LNRENROW + LNLSGR0.92%
−1.7%y/y
Percentile by value10th percentileby value
FDIC
LNRENROT + LNLSGR0.19%
−24.4%y/y
Percentile by value21st percentileby value
FDIC
LNCI + LNLSGR