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BDI
GR

Grand Ridge National Bank

Wheaton, IllinoisFDIC Cert #3674

OCCEstablished 19032 branches

Holding company: PREMIER COMMERCE BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.56%
Peer standing38th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.56%
+91.5%y/y
Peer standing42nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.43%
+91.2%y/y
Peer standing42nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.85M
+106.3%y/y
Peer standing47th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.02%
−20.9%y/y
Peer standing90th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
−$13K
−30.0%y/y
Peer standing90th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.07%
−3.7%y/y
Percentile by value33rd percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$1.85M
Peer standing39th percentile
Peer standing in asset:300m_1b
FDICNAASSET