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BDI
GC

Gold Coast Bank

Chicago, IllinoisFDIC Cert #58556

STATEEstablished 20071 branch

Holding company: GC BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.47%
−42.7%y/y
Peer standing49th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.33%
Peer standing9th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.31%
−38.6%y/y
Peer standing51st percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.63%
+26.0%y/y
Peer standing39th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.75%
+90.2%y/y
Peer standing28th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$3.47M
+95.2%y/y
Peer standing30th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing73rd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$0
Peer standing73rd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
3.82%
−0.1%y/y
Percentile by value100th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$1.52M
−47.7%y/y
Peer standing51st percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$1.05M
Peer standing9th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$996K
−44.0%y/y
Peer standing53rd percentile
Peer standing in asset:300m_1b
FDICNAASSET