$92.5M
+79.0%y/y
Percentile by value23rd percentileby value
FDIC
LNLSGRGB
Gainey Business Bank
Scottsdale, ArizonaFDIC Cert #59273
STATEEstablished 20221 branch
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $9.58M |
| Investor CRE | $20.1M |
| Multifamily | $0 |
| Construction | $14.4M |
| 1–4 family | $0 |
| C&I | $48.5M |
| Agriculture | $0 |
| Other | $0 |
Loan book
Reported balances and balance-sheet intensity.
$91.5M
+79.9%y/y
Percentile by value23rd percentileby value
FDIC
LNLSNET+79.93%
−7.3%y/y
Percentile by value92nd percentileby value
FDIC
LNLSNET97.4%
−25.4%y/y
Percentile by value77th percentileby value
FDIC
LNLSNET + DEP89.0%
−4.0%y/y
Percentile by value100th percentileby value
FDIC
LNLSNET + ASSET47.61%
−12.2%y/y
Percentile by value8th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
384%
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC160%
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,565points
+20.5%y/y
Peer standing33rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD10.35%
−27.5%y/y
Percentile by value25th percentileby value
FDIC
LNRENROW + LNLSGR21.71%
−2.7%y/y
Percentile by value42nd percentileby value
FDIC
LNRENROT + LNLSGR52.39%
+14.5%y/y
Percentile by value92nd percentileby value
FDIC
LNCI + LNLSGR