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Frost Bank

San Antonio, TexasFDIC Cert #5510

STATEEstablished 1899219 branches

Holding company: CULLEN FROST BANKERS INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$46.7B$39.2B
Q3 2021$48B$40.2B
Q4 2021$51B$43.2B
Q1 2022$51.3B$45B
Q2 2022$51.8B$46.1B
Q3 2022$53B$47B
Q4 2022$53B$44.4B
Q1 2023$51.3B$42.6B
Q2 2023$48.7B$41.1B
Q3 2023$48.8B$41.4B
Q4 2023$51B$42.4B
Q1 2024$49.6B$41.2B
Q2 2024$48.9B$40.7B
Q3 2024$51.1B$42.2B
Q4 2024$52.6B$43.1B
Q1 2025$52.1B$42.9B
Q2 2025$51.5B$42.2B
Q3 2025$52.6B$42.9B
Q4 2025$53.1B$43.3B
Q1 2026$52.8B$43.2B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$52.8B
+1.4%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICASSET
Deposits
$43.2B
+0.9%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICDEP
Gross loans
$22.4B
+7.3%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSGR
Net loans
$22.1B
+7.4%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSNET
Securities
$20.2B
−0.9%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICSC
Cash
$7.16B
−9.0%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICCHBAL
Liabilities
$48.2B
+0.4%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLIAB
Equity
$4.52B
+12.5%y/y
Peer standing80th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$578M
+6.2%y/y
Peer standing89th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM + NONII
NII
$442M
+5.3%y/y
Peer standing85th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM
Noninterest income
$136M
+9.6%y/y
Peer standing91st percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNONII
Provision
$6.75M
−48.4%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICELNATR
Pretax income
$207M
+12.2%y/y
Peer standing86th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICPTAXNETINC
Net income
$174M
+12.6%y/y
Peer standing87th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNETINC