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Freedom Bank, Inc.

Belington, West VirginiaFDIC Cert #15664

STATEEstablished 193910 branches

Holding company: FREEDOM BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.43%
−22.6%y/y
Peer standing53rd percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.01%
−96.7%y/y
Peer standing36th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
0.31%
−49.9%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
0.32%
−68.2%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.28%
−60.1%y/y
Peer standing54th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.17M
−19.7%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.02%
+168.6%y/y
Peer standing38th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$8K
+200.0%y/y
Peer standing44th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.95%
−29.4%y/y
Percentile by value16th percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$1.29M
+77.9%y/y
Peer standing56th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$39K
−92.4%y/y
Peer standing36th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$916K
+15.2%y/y
Peer standing54th percentile
Peer standing in ubpr:primary:5
FDICNAASSET