Skip to main content
BDI
FB

Frandsen Bank & Trust

Lonsdale, MinnesotaFDIC Cert #1399

STATEEstablished 190141 branches

Holding company: FRANDSEN FINANCIAL CORPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.61B$2.27B
Q3 2021$2.68B$2.32B
Q4 2021$2.73B$2.38B
Q1 2022$2.69B$2.41B
Q2 2022$2.7B$2.46B
Q3 2022$2.96B$2.7B
Q4 2022$3.16B$2.79B
Q1 2023$3.18B$2.69B
Q2 2023$3.3B$2.69B
Q3 2023$3.35B$2.76B
Q4 2023$3.45B$2.87B
Q1 2024$3.46B$2.9B
Q2 2024$3.48B$2.94B
Q3 2024$3.51B$2.98B
Q4 2024$3.57B$3.05B
Q1 2025$3.59B$3.07B
Q2 2025$3.56B$3.05B
Q3 2025$3.6B$3.08B
Q4 2025$3.7B$3.15B
Q1 2026$3.69B$3.14B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$3.69B
+2.7%y/y
Percentile by value26th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$3.14B
+2.4%y/y
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$2.5B
+0.7%y/y
Percentile by value21st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$2.47B
+0.6%y/y
Percentile by value21st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$735M
+5.1%y/y
Percentile by value48th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$196M
+23.8%y/y
Percentile by value38th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$3.26B
+1.2%y/y
Percentile by value25th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$426M
+15.9%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$40.6M
+11.3%y/y
Peer standing33rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$33.6M
+11.3%y/y
Peer standing34th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$7.07M
+11.2%y/y
Peer standing41st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$1.5M
+42.9%y/y
Percentile by value59th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$16.3M
+16.0%y/y
Peer standing33rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$15M
+14.9%y/y
Peer standing44th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC