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BDI
FO

FNB Oxford Bank

Oxford, MississippiFDIC Cert #5005

STATEEstablished 19106 branches

Holding company: FIRST NATIONAL HOLDING CORegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$467M$383M
Q3 2021$477M$401M
Q4 2021$483M$413M
Q1 2022$496M$435M
Q2 2022$544M$467M
Q3 2022$588M$488M
Q4 2022$607M$503M
Q1 2023$613M$511M
Q2 2023$622M$516M
Q3 2023$652M$539M
Q4 2023$682M$555M
Q1 2024$779M$648M
Q2 2024$771M$647M
Q3 2024$797M$665M
Q4 2024$817M$697M
Q1 2025$862M$723M
Q2 2025$834M$704M
Q3 2025$865M$731M
Q4 2025$911M$773M
Q1 2026$931M$792M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$931M
+8.0%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$792M
+9.5%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$515M
+17.1%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$510M
+17.1%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$344M
−8.2%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$29.9M
+204.7%y/y
Percentile by value45th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$828M
+7.7%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$103M
+10.2%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$6.18M
−1.7%y/y
Peer standing62nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$6.39M
+8.1%y/y
Peer standing75th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
−$204K
−153.4%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$225K
−62.5%y/y
Percentile by value79th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$1.8M
−14.0%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$1.89M
+30.8%y/y
Peer standing59th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC