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BDI
FS

Five Star Bank

Roseville, CaliforniaFDIC Cert #35361

STATEEstablished 19999 branches

Holding company: FIVE STAR BCORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.04%
−20.2%y/y
Peer standing92nd percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.07%
+37.2%y/y
Peer standing93rd percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.07%
+37.2%y/y
Peer standing95th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.06%
+28.0%y/y
Peer standing94th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.82M
+51.7%y/y
Peer standing94th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.06%
−30.8%y/y
Peer standing51st percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$570K
−20.4%y/y
Peer standing48th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.10%
+1.8%y/y
Percentile by value43rd percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$1.51M
−7.2%y/y
Peer standing88th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$2.82M
+59.5%y/y
Peer standing90th percentile
Peer standing in asset:3b_10b
FDICNAASSET