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BDI
FS

First State Bank

Socorro, New MexicoFDIC Cert #16600

STATEEstablished 19474 branches

Holding company: BBS CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.03%
+38.0%y/y
Peer standing72nd percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.03%
−96.1%y/y
Peer standing79th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.01%
−85.1%y/y
Peer standing83rd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$12K
−84.8%y/y
Peer standing83rd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.11%
−120.0%y/y
Peer standing97th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
−$3K
−120.0%y/y
Peer standing87th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
10.31%
−5.9%y/y
Percentile by value100th percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$3K
+50.0%y/y
Peer standing76th percentile
Peer standing in asset:100m_300m
FDICNAASSET